NGL Final Expense (AssetGuard) is a Single Premium or Multi- Pay Premium policy that can be used in conjunction with the NGL Funeral Trust and Estate Planning Trust as an excellent way to fund final arrangements and provide a tax advantaged shelter for estate assets to transfer.

• Issue ages 0-99
• Face amount $500-$50,000
• Single Premium or 1,3,5, 7, & 10 year pay options
• Single Pay and 1 Year Plan growth rates 1%, 1.5%, 2%, 2.5%, 3%, 3.5%
•  3,5,7,and 10 Year Plan growth rate 2%
• Standard and Guaranteed issue.
• Up to $15,000 can be placed in the Funeral Expense Trust
• Up to $50,000 can be placed in the Estate Planning Trust
• No legal fees involved to establish these trusts and both are compliant with Medicaid.